ClubCOLLECTIVE December 2025
Super isn’t generally part of your will so it’s important to nominate a beneficiary, so remaining super money goes where intended if you pass away.
Who can you nominate?
For a nomination to be valid, the beneficiary must be a dependant or your legal personal representative. This can include:
- a spouse, including de-facto or same-sex partner
- children, including step and adopted children
- someone financially dependent and lives with you in a close relationship.
Your nomination options
There are a few options when making a nomination:
Binding nomination
- Lapsing binding nomination – expires after 3 years, unless renewed.
- Non-lapsing binding nomination – doesn’t expire, unless changed or cancelled.
A binding nomination means the super fund must pay your money to the person(s) chosen, as long as it is valid.
Non-binding nomination
A preferred beneficiary is nominated, but this isn’t legally binding. The super fund will look at super laws to decide who receives the super benefit.
Reversionary nomination (retirement accounts only)
An eligible person nominated can receive regular payments from an account-based super pension.
Do you know who you’ve nominated?
To check who is nominated as a beneficiary, log in to your super account online, call your fund or check the latest annual super statement.
Read about nominating a beneficiary
Contact Information
Name: Shane Skeen
Title: Partnership Manager
Mobile: 0417 248 628
Email: sskeen@australiansuper.com
Website: https://australiansuper.com
